Your next car.
A smarter way to pay.
Choose a vehicle within the 600cc–1500cc range, bring its details to the RUBIX office for valuation, and follow a straightforward approval and collection process.
Move the sliders.
See your numbers.
Choose an estimated vehicle price and engine capacity. Your deposit, daily payment and repayment period update instantly.
Illustrative estimate only. Final vehicle price, approval, repayment schedule and agreement are confirmed by RUBIX after vehicle valuation.
Financing, in six clear steps
You choose the vehicle. Our office handles valuation and approval before you sign and collect.
Register at our office
Visit with your National ID and KRA PIN for customer registration.
Choose your vehicle
Find a suitable vehicle from an eligible yard and share its details with our office.
Vehicle valuation
Our office assesses the vehicle and confirms its financing eligibility.
Approval
We communicate the outcome and the approved financing terms.
Contract and deposit
Review and sign the agreement, then pay the applicable deposit.
Collect your car
After all required steps are completed, collect the approved vehicle from the office.
Know your deposit and daily rate
Choose the band that matches your vehicle's engine capacity.
600cc – 800cc
Deposit
KES 380 daily repayment
801cc – 1,000cc
Deposit
KES 520 daily repayment
1,001cc – 1,500cc
Deposit
KES 1,010 daily repayment
More than a payment plan. A clear route to your next vehicle.
RUBIX brings the key stages of vehicle financing into one guided process: customer registration, vehicle selection, office valuation, approval, agreement and collection. You choose the vehicle you want to pursue; our team guides the financing steps around that vehicle.
Choose with purpose
Explore vehicles in the 600cc–1500cc engine-capacity range and identify one that suits your daily movement, personal needs or business plans.
Understand the numbers
Review the deposit and daily repayment band for the engine capacity. Use the calculator to build an initial estimate before visiting the office.
Proceed with a clear agreement
Once the vehicle is assessed and approved, RUBIX explains the applicable terms for you to review before signing and arranging collection.
One vehicle. One assessment. A documented agreement.
The financing journey is centred on the vehicle you select and the terms confirmed by the office.
Vehicle-led assessment
RUBIX does not ask you to select from a fixed online stock catalogue. You identify a suitable vehicle from an eligible yard, then share its details with the office so the team can assess its condition, documents and value.
Repayment clarity
The 15% financing interest is calculated on the approved vehicle cash price and added once to determine the total hire-purchase price. The deposit is deducted from that total, and the remaining balance is repaid through the applicable daily instalments. Your approved figures and schedule are recorded in the written agreement.