National Identity Card
Bring your original National ID for in-person identity verification and registration.
KRA PIN
Bring your KRA PIN certificate or have your PIN details available for verification.
Six-month bank or M-Pesa statement
Where required for the application and affordability assessment, provide a recent statement covering the last six months. You may provide either a bank statement or an M-Pesa statement. The RUBIX team will advise you if this supporting document is needed.
What happens after registration?
After registration, you identify a vehicle and notify the office. RUBIX then conducts its valuation and approval process. If approved, you review and sign the contract, pay the applicable deposit and arrange collection.
What to have ready before you visit
RUBIX begins with an in-person customer registration. The initial documents help the office confirm your identity and create your customer record.
Original National Identity Card
Bring your original National ID so the RUBIX team can check your identity in person and record the correct customer details for the application and agreement.
KRA PIN
Have your KRA PIN certificate or PIN details available for verification. Ensure the details you provide match your identity and registration information.
Six-month bank or M-Pesa statement (where necessary)
RUBIX may request a recent statement covering the last six months to support income and affordability assessment. Provide either a bank statement or an M-Pesa statement if requested by the team. This is a supporting requirement only when applicable; it is not required from every customer at the initial office visit.
Vehicle information, when available
If you have already identified a vehicle, prepare its registration number, engine capacity, asking price, yard name and location, and any details or documents the yard can share. This gives the office a clear starting point for the valuation process.
From customer details to vehicle assessment
Registration opens the process; the proposed vehicle is then considered separately.
Customer record
The office records your details and completes the in-person identity check.
Vehicle review
You identify a vehicle and share its details for valuation and eligibility assessment.
Financing terms
If approved, the office explains the deposit, repayment amount and agreement for your review.